When is LASIK a Smart Financial Choice?

Millions of people each year have LASIK and millions more would have it if it had a lower price tag. The initial cost of LASIK may be difficult to swallow; however, the cost may actually be less over time when compared to the cost of contact lenses or glasses. So before you abandon your dreams of clear, natural vision, read on and learn if it make sense to have LASIK now or to wait.

Here are some facts to consider:

LASIK is a permanent procedure. That means that once it is done, you will most likely never have to have it again. The upfront cost of LASIK at Raleigh Eye Center is presently $995/eye.

Contact lenses typically cost between $300-$560 annually. This includes the cost of solution as well.

Approximate cost savings over 10 years by having LASIK instead of wearing contact lenses: $1000-$5600

Glasses typically cost $240 per pair and must be replaced every couple years.

Approximate cost savings over 10 years by having LASIK instead of wearing glasses: $890

You can save even more money by paying for LASIK with a flexible spending account (FSA). This tax free money can lower your tax bracket putting more money in your pocket each payday. The average cost savings of using an FSA account in 2012 is $600-$1000 depending on the tax bracket (based upon $2000 annual contribution). Keep in mind that in 2013, the amount of money that you can annually set aside for certain medical expenses including LASIK will be reduced to a maximum $2500.

In addition to flexible spending accounts, you can pay for LASIK with a 0% interest financing option. This will allow you to keep your money in the bank where it can grow in interest.

Finally a last consideration one should make has nothing to do with expense and everything to do with lifestyle. Ask yourself if glasses and/or contact lenses are getting in the way of you enjoying all that life has to offer. This really is something that must be weighed. If you are perfectly happy with contact lenses, this should be a consideration. You must choose whether or not to have LASIK based on your own unique needs.

LASIK is an amazing procedure that has improved the lives of millions world-wide. The financial output initially may seem high, but when compared to the cost of glasses or contact lenses, it is a no brainer. And with the current promotion of $995 per eye, now is the time to enjoy clear vision with LASIK.

To learn more about LASIK, visit Raleigh Eye Center at www.raleigheyecenterlasik.com.